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Certificates of Deposit
CREDIT CAMBODIA
A Micro Finance Institution
"Empowering Lives"
Investment Summary
CREDIT Cambodia has helped thousands of poor entrepreneurs transform their lives. At the same time CREDIT maintains an impressive 98% on-time rate and less than 1% long-term loss.

The demand for affordable financing continues to increase. Consequently, CREDIT has developed competitive Certificates of Deposit, which will pay attractive returns to investors while providing needed capital for Cambodian entrepreneurs.
CREDIT Cambodia presents a unique opportunity to investors who wish to unite two great objectives. Through an investment in CREDIT Cambodia’s Certificates of Deposit, investors not only receive the potential for high returns, they also partner with capable Cambodian business people and in so doing, forever change lives.

The average per capita GNP in Cambodia remains at US$321 with 36% of the population living below the nation’s poverty line. Although there are numerous resourceful entrepreneurs capable of generating an income that would help them break the cycle of poverty, finding capital is often the biggest obstacle. Money lenders can charge from 10-20% per month, making lending too expensive for most Cambodians and thus, the cycle of poverty continues.
CREDIT Cambodia offers competitive financing to such entrepreneurs, opening the window of opportunity to numerous individuals who would otherwise have no alternative than to pay exorbitant rates to money lenders. While this assistance enables entrepreneurs to earn an acceptable income, the benefit is multiplied by the positive impact in the communities that these businesses serve. At the same time, U.S. investors have the option to earn strong returns on investment on a relative basis.
Steps for Acquiring a CD

Step1: Complete the application form below and fax or email it to CREDIT along with a copy of the investor's passport or driver's license.
Step2: CREDIT will send a reply confirming that funds are needed.
Step3: Send a check to the CREDIT bank account indicated in application form. Please include the necessary transfer fee: $40 per certificate if sending 1 or 2 certificates, $25 per certificate if sending 3 or more.
Step4: When the funds are received, CREDIT will immediately send a confirmation e-mail and post a certificate by mail.

Individual
Investment Options
Terms Annual Interest Rates
$50,000 1 Year 10% Per annum
$25,000 1 Year 9% Per annum
$10,000 1 Year 8% Per annum
6 Months 6% Per annum
3 Months 5% Per annum
$5,000 1 Year 7% Per annum
CD Application
CD Application (607kb)    CD Application (773kb)
*Note
   . Minimum Investment is US$ 5,000.
   . Investors have the option to reinvest the principal and interest into a new CD at the current CD rate or receive full redemption at maturity.
 
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