CREDIT became a licensed microfinance institution in May 2004. In just a few short years, it has grown to serve more than 11,500 active clients through its twelve office outlets and 130 staff members. Since January 2005, CREDIT has been covering all its own costs through interest income generated on its 2.8 million dollar outstanding portfolio. The institution is continually improving in efficiency, outreach and capacity. This improvement is evidenced by top-quality localized management and outstanding financial performance ratios... read more...